Utkarsh Small Finance Bank Ltd (UTKARSHBNK)

πŸ“Š End of Day Bhavcopy

Date: 2025-09-09

Price: 21.64
% Change: 0.46% (Prev Close: 21.54)

Volume: 9,75,039
% Change: 49.88% (Prev Volume: 6,50,527)

Delivery: 5,37,360
Delivery % : 55.11
% Change: 46.02% (Prev Delivery: 3,68,016)

Turnover: 210 Lacs
% Change: 50.21% (Prev Turnover: 140)

πŸ’Ή EOD Valuation

P/E Ratio: 0.00
P/B Ratio: 0.80
Market Cap: 2384 Rs. Cr.

Fundamental Data

Date: 05-09-2025

🏷️ Company Basics

Symbol: UTKARSHBNK
Market Cap: 2297 Rs. Cr.
Face Value: 10.00 Rs.

52 Week High: 49.69
52 Week Low: 19.35

All-Time High: 68.30 Rs.
All-Time Low: 19.35 Rs.

Stock Price Increase (% Return) %

% Return (1 mth |3 mth | 6 mth | 1 Yr | 3 Yrs | 5 Yrs):
5.10% | -11.51% | -8.18% | -56.36% | 0.00%

πŸ‘₯ Shareholding Pattern

Promoter Holding

Promoter Holding: 68.92%

Change (3Y | 1Y): 0.00% | 0.00%

Pledged %: 0.00%

FII Holding

FII Holding: 1.85%

Change (3Y | 1Y): 0.00% | 0.85%

DII Holding

DII Holding: 2.78%

Change (3Y | 1Y): 0.00% | -4.26%

Public Holding: 26.43%

🏦 Financial Strength

Debt to Equity: 8.04
Debt: 23920.47 Rs. Cr.

Book Value: 27.00 Rs.
Current Ratio: 3.20
Interest Coverage: 0.74
Free Cash Flow: 717.90 Rs. Cr.

πŸ“ˆ Growth & Sales

Sales Growth: 7.48%

Sales Growth Qtr (YOY | QoQ):
-8.80% | 0.15%

Sales Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
23.55% | 26.75% | 7.48%

πŸ’° Profit & Earnings

Profit Growth %

Profit Growth: -166.95%

Profit Growth Qtr (YOY | QoQ):
-274.29% | -8163.30%

Profit Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
-33.88% | -27.31% | -166.95%

EPS Rs.

EPS (TTM): -3.21 Rs.

EPS Qtr (Last Year | Latest):
1.25 Rs. | -2.17 Rs.

EPS Annual (Last Annual | Annual March):
4.53 Rs. | 0.22 Rs.

EPS Growth Variation % (5 Yrs | 3 Yrs):
-38.62% | -32.16%

Net Profit Rs. Cr.

Net Profit (TTM): -353.17 Rs. Cr.

Net Profit (Annual - March): 23.70 Rs. Cr.

Net Profit Qtr (Last Year Q | Previous Q | Latest Q):
137.40| 2.97 | -239.48

EBITDA Rs. Cr.

EBITDA (Quarter): 160.22 Rs. Cr.
EBITDA (Previous Yr Ql): 578.99 Rs. Cr.

EBITDA (Annual - March): 1846.04 Rs. Cr.
EBITDA (Previous Annual): 2017.32 Rs. Cr.

EBITDA (5 Yrs | 3 Yrs) %:
16.63% | 26.66%

πŸ“Š Profitability Ratios

Operating Margin (OPM)

OPM (TTM): 19.51%

OPM Qtr (Previous | Current):
21.87% | 2.55%

OPM Annual (5 Yrs | Last Yr | March):
43.92% | 50.87% | 33.11%

Return on Equity %

ROE: 0.79%

ROE (5 Yrs | 3 Yrs | Last Yr):
11.09% | 12.77% | 20.01%

Return on Capital Employed %

ROCE: 7.17%

ROCE (5 Yrs | 3 Yrs | Last Yr):
8.34% | 8.73% | 9.64%

Return on Assets %

ROA (TTM): 0.09%

ROA (5 Yrs | 3 Yrs | Last Yr):
1.25% | 1.59% | 2.31%

PEG Ratio: 0.00
Dividend Yield: 2.40%

PE 3 Yrs: 10.97
PE 5 Yrs: 10.97

Dividend Yield: 2.40%

πŸ‘₯ Company

Utkarsh Small Finance Bank Ltd

UTKARSHBNK

Promoter Holding: %