SBI Cards and Payment Services Ltd (SBICARD)

πŸ“Š End of Day Bhavcopy

Date: 2025-09-09

Price: 820.50
% Change: 2.12% (Prev Close: 803.50)

Volume: 8,13,502
% Change: 66.97% (Prev Volume: 4,87,221)

Delivery: 4,91,445
Delivery % : 60.41
% Change: 94.53% (Prev Delivery: 2,52,637)

Turnover: 6,601 Lacs
% Change: 69.31% (Prev Turnover: 3,899)

πŸ’Ή EOD Valuation

P/E Ratio: 41.57
P/B Ratio: 5.66
Market Cap: 78071 Rs. Cr.

Fundamental Data

Date: 05-09-2025

🏷️ Company Basics

Symbol: SBICARD
Market Cap: 76455 Rs. Cr.
Face Value: 10.00 Rs.

52 Week High: 1027.25
52 Week Low: 659.80

All-Time High: 1165.00 Rs.
All-Time Low: 495.00 Rs.

Stock Price Increase (% Return) %

% Return (1 mth |3 mth | 6 mth | 1 Yr | 3 Yrs | 5 Yrs):
-1.18% | -19.91% | -4.73% | 3.49% | -5.29%

πŸ‘₯ Shareholding Pattern

Promoter Holding

Promoter Holding: 68.59%

Change (3Y | 1Y): -1.05% | -0.01%

Pledged %: 0.00%

FII Holding

FII Holding: 10.23%

Change (3Y | 1Y): 1.94% | 0.35%

DII Holding

DII Holding: 17.50%

Change (3Y | 1Y): 1.26% | 0.28%

Public Holding: 3.68%

🏦 Financial Strength

Debt to Equity: 3.26
Debt: 44946.61 Rs. Cr.

Book Value: 144.86 Rs.
Current Ratio: 0.68
Interest Coverage: 1.78
Free Cash Flow: -2195.84 Rs. Cr.

πŸ“ˆ Growth & Sales

Sales Growth: 6.75%

Sales Growth Qtr (YOY | QoQ):
11.89% | 4.34%

Sales Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
14.26% | 19.17% | 6.75%

πŸ’° Profit & Earnings

Profit Growth %

Profit Growth: -22.05%

Profit Growth Qtr (YOY | QoQ):
-6.47% | 4.08%

Profit Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
9.01% | 5.83% | -22.05%

EPS Rs.

EPS (TTM): 19.74 Rs.

EPS Qtr (Last Year | Latest):
6.25 Rs. | 5.84 Rs.

EPS Annual (Last Annual | Annual March):
25.32 Rs. | 20.14 Rs.

EPS Growth Variation % (5 Yrs | 3 Yrs):
8.72% | 5.53%

Net Profit Rs. Cr.

Net Profit (TTM): 1877.79 Rs. Cr.

Net Profit (Annual - March): 1916.41 Rs. Cr.

Net Profit Qtr (Last Year Q | Previous Q | Latest Q):
594.45| 534.18 | 555.96

EBITDA Rs. Cr.

EBITDA (Quarter): 1596.21 Rs. Cr.
EBITDA (Previous Yr Ql): 1615.37 Rs. Cr.

EBITDA (Annual - March): 5905.90 Rs. Cr.
EBITDA (Previous Annual): 6023.80 Rs. Cr.

EBITDA (5 Yrs | 3 Yrs) %:
13.51% | 20.82%

πŸ“Š Profitability Ratios

Operating Margin (OPM)

OPM (TTM): 28.44%

OPM Qtr (Previous | Current):
28.98% | 29.48%

OPM Annual (5 Yrs | Last Yr | March):
28.96% | 32.53% | 29.56%

Return on Equity %

ROE: 14.82%

ROE (5 Yrs | 3 Yrs | Last Yr):
20.17% | 20.14% | 21.98%

Return on Capital Employed %

ROCE: 10.40%

ROCE (5 Yrs | 3 Yrs | Last Yr):
11.54% | 12.00% | 12.54%

Return on Assets %

ROA (TTM): 3.10%

ROA (5 Yrs | 3 Yrs | Last Yr):
4.48% | 4.46% | 4.64%

PEG Ratio: 6.98
Dividend Yield: 0.31%

PE 3 Yrs: 32.70
PE 5 Yrs: 40.71

Dividend Yield: 0.31%

πŸ‘₯ Company

SBI Cards and Payment Services Ltd

SBICARD

Promoter Holding: %