Fino Payments Bank Ltd (FINOPB)


📊 End of Day Bhavcopy

Date: 2025-09-09

Price: 265.00
% Change: 0.00% (Prev Close: 265.00)

Volume: 1,19,769
% Change: 3.85% (Prev Volume: 1,15,324)

Delivery: 53,004
Delivery % : 44.26
% Change: -25.35% (Prev Delivery: 71,000)

Turnover: 319 Lacs
% Change: 3.16% (Prev Turnover: 309)

💹 EOD Valuation

P/E Ratio: 25.63
P/B Ratio: 2.95
Market Cap: 2205 Rs. Cr.



Fundamental Data

Date: 05-09-2025

🏷️ Company Basics

Symbol: FINOPB
Market Cap: 2338 Rs. Cr.
Face Value: 10.00 Rs.

52 Week High: 467.00
52 Week Low: 180.50

All-Time High: 583.35 Rs.
All-Time Low: 180.20 Rs.


Stock Price Increase (% Return) %

% Return (1 mth |3 mth | 6 mth | 1 Yr | 3 Yrs | 5 Yrs):
10.81% | 4.79% | 27.34% | -33.05% | 2.80%


👥 Shareholding Pattern

Promoter Holding

Promoter Holding: 75.00%

Change (3Y | 1Y): 0.00% | 0.00%

Pledged %: 0.00%

FII Holding

FII Holding: 2.54%

Change (3Y | 1Y): -7.26% | -1.54%

DII Holding

DII Holding: 3.04%

Change (3Y | 1Y): -5.76% | -0.48%

Public Holding: 19.43%


🏦 Financial Strength

Debt to Equity: 3.72
Debt: 2778.90 Rs. Cr.

Book Value: 89.75 Rs.
Current Ratio: 1.91
Interest Coverage: 2.03
Free Cash Flow: -88.26 Rs. Cr.


📈 Growth & Sales

Sales Growth: 29.84%

Sales Growth Qtr (YOY | QoQ):
34.55% | 15.56%

Sales Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
60.85% | 76.30% | 29.84%


💰 Profit & Earnings

Profit Growth %

Profit Growth: -6.30%

Profit Growth Qtr (YOY | QoQ):
-26.82% | -26.00%

Profit Growth Yrs. (5 Yrs | 3 Yrs | 1 Yr):
37.20% | 29.02% | -6.30%


EPS Rs.

EPS (TTM): 10.34 Rs.

EPS Qtr (Last Year | Latest):
2.92 Rs. | 2.13 Rs.

EPS Annual (Last Annual | Annual March):
10.36 Rs. | 11.12 Rs.

EPS Growth Variation % (5 Yrs | 3 Yrs):
28.71% | 29.02%


Net Profit Rs. Cr.

Net Profit (TTM): 86.02 Rs. Cr.

Net Profit (Annual - March): 92.53 Rs. Cr.

Net Profit Qtr (Last Year Q | Previous Q | Latest Q):
24.27| 24.00 | 17.76


EBITDA Rs. Cr.

EBITDA (Quarter): 53.00 Rs. Cr.
EBITDA (Previous Yr Ql): 48.16 Rs. Cr.

EBITDA (Annual - March): 271.05 Rs. Cr.
EBITDA (Previous Annual): 218.64 Rs. Cr.

EBITDA (5 Yrs | 3 Yrs) %:
200.29% | 42.42%


📊 Profitability Ratios

Operating Margin (OPM)

OPM (TTM): -682.44%

OPM Qtr (Previous | Current):
-729.48% | -556.62%

OPM Annual (5 Yrs | Last Yr | March):
-1015.71% | -739.55% | -707.26%


Return on Equity %

ROE: 13.31%

ROE (5 Yrs | 3 Yrs | Last Yr):
13.60% | 13.48% | 14.42%


Return on Capital Employed %

ROCE: 6.64%

ROCE (5 Yrs | 3 Yrs | Last Yr):
6.78% | 6.96% | 7.07%


Return on Assets %

ROA (TTM): 2.43%

ROA (5 Yrs | 3 Yrs | Last Yr):
2.86% | 2.83% | 2.93%



PEG Ratio: 0.94
Dividend Yield: 0.00%

PE 3 Yrs: 29.78
PE 5 Yrs: 31.94

Dividend Yield: 0.00%


👥 Company

Fino Payments Bank Ltd

FINOPB

Promoter Holding: %